April 20, 2018

How to Have a Successful Water Damage Claim

Public Adjusters NC water damage claimRegardless of the cause, you must take immediate action after experiencing water damage. One of the most important steps you must take is filing a water damage claim with your insurance company. As a wise property owner, you should have a comprehensive insurance policy that covers water damage; such a precaution makes the recovery process easier and faster.

While having such insurance cover is wonderful, it is much better if you know how to have a successful water damage claim. Here are some things you should be aware of to achieve a successful water damage claim.  One of the easiest ways to get the insurance claim faster and easier is getting the assistance of a public adjuster who would help you in preparing all the necessary documents.

Remember:  a public adjuster works for you, an insurance claim adjuster works for the insurance company.

Know the Cause

It is imperative to understand the reason for the leak to evaluate how costly the repair will be. You should take some pictures that show the damage and loss as well.

Go Through the Insurance Policy

You must have a good awareness of your insurance coverage. Take some time to sit down and read the insurance policy with your public adjuster and see if you have a substantial reason to file a water damage claim with the respective insurance company. After identifying the opportunity, the public adjuster will ensure that the necessary documents are prepared and represent you to come to a settlement.

Take Measures to Clean Up the Mess

It is always important to start cleaning the property as soon as possible. Especially with water, the longer it sits, the more damage it can do.  Find a company that provides cleaning (with water drying) service to handle the situation. Once the water is cleaned up, you will need to see if you require the assistance of a restoration service too. After assessing the situation, all these expenses should be included to support the water damage claim.

File the Water Damage Claim

Now that the documents and information are ready, it is a matter of filing the claim. The amount you will be paid will depend on various factors. Keep copies of all documents.  These papers may be useful later on (if, by chance, the company denies your claim and you need to seek legal assistance).

Let Public Adjusters be your ticket to receiving what you deserve on your next insurance claim.  Call 919-299-6999.

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